I am glad that finally, ASNB has activated the online redemption function for the investor to withdraw their fund starting from 20 April 2020. This is good news for some of us, especially whom some of us just officially unemployed. The investor can now do the online redemption through @myASNB official portal or mobile application. The money will be transferred from the ASNB unit trust account to the registered unit trust account. The ASNB online withdrawal facility was created in conjunction with the Government's initiative to urge all Financial Institutions to make available digital transaction facility for the unit holder's to manage their investment without going through the counter. You can do the transaction during the operating hours : * Fixed price unit trust funds: 7am to 6pm Monday to Sunday (excluding national public holiday) * Variable price unit trust funds: 7am to 4pm Monday to Sunday (excluding national public holiday) The money will...
In general, most people are advised to start using retinol in their mid-20s. Why do we need retinol for our skin? Well, this is because collagen and elastin production starts to slow down. Adding retinol into our skincare routine at age of 25 to 30 is the perfect time to slow down the ageing process. So, what is retinol that people are hyping about? In short, retinol is a topical product containing a vitamin A derivative. Technically speaking a type of retinoid which works to increase collagen production. It helps to treat acne, and blackheads and is also ideal to improve skincare texture such as minimising fine lines, and wrinkles and brightening dull skin. Personally, I am a beginner in adding Retinol into my skincare routine. At the age of 47 years old. I guess, am afraid to start one because I read many side effects if use it wrong. What is the side effect if you use retinol wrong? Retinols can increase your skin's sensitivity to sunlight. So, it is advisable to apply th...