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Showing posts from October, 2022

Herbalmeds by BiO-LiFE Natural Wellness Range of Products

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How To Calculate Retirement Goal

  I celebrated my 48th birthday last week. An old friend visited for quick lunch. He said, I was living his dreams life. To be honest, I never planned to retire from work this early. My initial target is to retire at common age, 55 years old. Due to health reasons, I end up not working. Anyway, I was always prepared for my retirement days ever since I was in my early 30s. This means it took less than 20 years to save my hard earn money to ensure self-sufficient retirement days. I wish to start early, though!  How to plan for Sustainable Income during retirement days? For those who have some inheritance somewhere under your name, you are so blessed in life. But many of us have to start from 'zero', and lots of sacrifices. The average life expectancy is 75 years old. Since I adopted prudent life habits, so I usually calculated until 85 years old. Anyway, we never know when will be the time for us to drop dead, right? If you are to retire at the age of 55 years old, then you need

Upgraded Hada Labo Hydrating Lotion

    Hydration is most important and essential in maintaining healthy skin. A hydrated complexion looks more plump, healthy, and youthful looking. Having an adequately hydrated face will help to improve skin elasticity which will reduce the appearance of wrinkles. Additionally, hydrated skin also helps to combat oiliness. Dehydrated skin produces more oil because it is compensating for a lack of moisture. Dehydrated skin is also less resilient to environmental irritants. When your skin is fully hydrated, it is able to fight and flush out toxins more effectively because your cells are getting the maximum amount of hydration that they need to function at their best.   The best ingredient for hydration is Hyaluronic acid (HA), as it is natural, has a high viscosity, and is water-retaining. It retains water just like a sponge, to achieve the efficient water-locking effect. It is often used as a base for skin care.   Since the launch of Hada Labo in Japan in 2004, it has continued to conduc

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