Skip to main content

Sponsored Article

WHILE I AM SLEEPING....

Last Friday night, while I am trying to sleep....It was a long day for me. So I am really freaking tired that night. Trying to sleep well....then...

One SMS came through at 11:47pm.

At first I don't feel like want to even look at it. 
However...since I am one fella who can't let go thing easily.
I have a quick look with one eyes open.

" StanChart:Purchase of USD89.90 from card ending XXXX on 26/9/2014 at 11:29PM. Available credit XXXXX. Visit sc.com.my"

My both eyes wide open...WTH!!!!
OMO! OMO! Which ghost is digging into my purse and have a happy shopping free online with my credit card????

WTH!!!!

What should I do???

What if another USD1k pop out???
I think I would faint!!!!

OK..relaxxxx...don't panic!

My last transaction using this card was on the same day afternoon to reload my starbuck card.

I dig out my purse and took out my credit card for bank phone number. Calmly explained to the Customer Service. The girl name Ayu attended to my panic attack!
She then calmly told me calmly that she checked the transaction then verify to me that I am not the one who make the purchase.
I then confirmed to her I was on my bed when the sms came through on the the purchase amount USD89.90.

She confirmed to me she had blocked my card for any further transaction. Then told me the replacement card will be sent to me within 5 working days.

She told me if within 3 working days the transaction does not post into my statement then ....NO Problem for me.

However, if the transaction appear into my card statement then I need to fill up the dispute form.

The dispute process will take within 60 working days for investigation. During the period I don't have to pay for that amount. However , if they investigation is not on my side then I need to pay for it le....

Pray hard!!!!! that transaction does not appear in my card statement.

I really don't want to go through the dispute process...so troublesome!

Comments

Ads In Feed

Sponsored page

Adsense in text

Popular posts from this blog

Cosmoderm Luminous A Retinol Review

In general, most people are advised to start using retinol in their mid-20s. Why do we need retinol for our skin? Well, this is because collagen and elastin production starts to slow down. Adding retinol into our skincare routine at age of 25 to 30 is the perfect time to slow down the ageing process. So, what is retinol that people are hyping about? In short, retinol is a topical product containing a vitamin A derivative. Technically speaking a type of retinoid which works to increase collagen production. It helps to treat acne, and blackheads and is also ideal to improve skincare texture such as minimising fine lines, and wrinkles and brightening dull skin. Personally, I am a beginner in adding Retinol into my skincare routine. At the age of 47 years old. I guess, am afraid to start one because I read many side effects if use it wrong.  What is the side effect if you use retinol wrong?  Retinols can increase your skin's sensitivity to sunlight. So, it is advisable to apply this at

Cosmoderm Tea Tree Oil and Vitamin E Product Review

  I was so excited to get an opportunity to review the Malaysia famous skincare brand Cosmoderm, this week. So in love with their Vitamin E Bi-Phased Tonning Essence. If you are a big fan of Cosmoderm skincare, you will know that they have few dedicated series for specific skin conditions. One of their famous skincare series is the Tea Tree Oil.  Last week, I got my hands on the new improved look CosmodermTea Tree Oil and Vitamin E series. * Tea Tree Oil Facial Cleanser * Tea Tree Oil Refining Oil Control Serum * Vitamin E Facial Cleansing Foam * Vitamin E Bi-Phased Toning Essence Cosmoderm Tea Tree Oil skincare series is suitable for oily and acne-prone skin. To be honest, I in love with their new subtle colour packaging. It looks more classy compare to the previous packaging. The Cosmoderm Tea Tree Oil series a proven natural antibacterial with soothing properties to reduce acne and acne spot. The most important,  price for each of their skincare is affordable for anyone. Cosmoderm T

Acupuncture Treatment at Tung Shin Hospital

My Plantar Fasciitis getting bad after return down to KL from Genting short weekend getaway recently. I guess my backpack load too heavy and stress up my heel so much. For those who don't know what is Plantar Fasciitis, I will give you some brief about this. Who knows it may hit you too once you aging like me...hehehe. Anyway, its good to know. Plantar Fasciitis is common pain for middle-aged people. WTH! can't believe I aged this quickly. Young people don't so happy! If you on your feet a lot and do lots of sports, this can hit you too.This pain caused by straining the ligament that supports your arch.  I got mine last year after came back from Taiwan trip in April 2016. I got diagnosed with knee problem in June 2016. So literally tackle my pain one by one. I concentrate on my knee healing and ignore the pain on my feet. Recently the pain on bottom of my heel getting unbearable. Every step with lots of pain and really wish can swallow pain killers or I kill people