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How To Determine Car Affordability Based On Salary

  Reality checked! To be honest, Malaysia's public transportation is beyond convenient for some of us. This causes us to get another way of transportation such as Car, Motorcycle or Bicycle. The motorcycle seems not so practical for some of us, especially women because it seems dangerous and our weather climate is unpredictable. As for bicycles, the specific lane is not enough. Either inconvenient at all or poor maintenance and most of the time the cyclist is prone to danger due to ruthless motorcyclists. For the majority of us, we are left with no choice but to get a car, Although, Malaysia's traffic jam is famous for being horrendous.  Some of us end up spending too much on expenses just to own a car. Many end up trying to fulfil their dreams to get a car beyond their affordability. This ends up becoming a burden. Many forget, that buying a car is just about an instalment payment. There are many other expenses to add in such as - maintenance, repairs, insurance and road tax....

Why Is It Important to Choose Car Insurance Coverage?

  Owning a car comes with its responsibility. And yes, it's a big responsibility; from the payments to the upkeep, it's a lot to take on. You need to contemplate before committing yourself to buy a car is the insurance that comes with it. You might think of auto insurance as a money-wasting hassle. Just another means to sign a check and never reap any benefits, which is untrue.   Car insurance has saved a lot of people from incurring substantial financial losses when accidents occur. Car insurance protects you from bearing the financial liability that results from an accident or other unfortunate incident. Here is why it's essential to have car insurance coverage.   It's Mandatory by the Law Third-party auto insurance is the least type of auto insurance. It provides the minimum amount of protection and is legally required in Malaysia according to the Motor Vehicle Act. This type of insurance policy covers damage or loss to the other party if you are at fault. However, ...

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Cosmoderm Luminous A Retinol Review

In general, most people are advised to start using retinol in their mid-20s. Why do we need retinol for our skin? Well, this is because collagen and elastin production starts to slow down. Adding retinol into our skincare routine at age of 25 to 30 is the perfect time to slow down the ageing process. So, what is retinol that people are hyping about? In short, retinol is a topical product containing a vitamin A derivative. Technically speaking a type of retinoid which works to increase collagen production. It helps to treat acne, and blackheads and is also ideal to improve skincare texture such as minimising fine lines, and wrinkles and brightening dull skin. Personally, I am a beginner in adding Retinol into my skincare routine. At the age of 47 years old. I guess, am afraid to start one because I read many side effects if use it wrong.  What is the side effect if you use retinol wrong?  Retinols can increase your skin's sensitivity to sunlight. So, it is advisable to apply th...

Cosmoderm Tea Tree Oil and Vitamin E Product Review

  I was so excited to get an opportunity to review the Malaysia famous skincare brand Cosmoderm, this week. So in love with their Vitamin E Bi-Phased Tonning Essence. If you are a big fan of Cosmoderm skincare, you will know that they have few dedicated series for specific skin conditions. One of their famous skincare series is the Tea Tree Oil.  Last week, I got my hands on the new improved look CosmodermTea Tree Oil and Vitamin E series. * Tea Tree Oil Facial Cleanser * Tea Tree Oil Refining Oil Control Serum * Vitamin E Facial Cleansing Foam * Vitamin E Bi-Phased Toning Essence Cosmoderm Tea Tree Oil skincare series is suitable for oily and acne-prone skin. To be honest, I in love with their new subtle colour packaging. It looks more classy compare to the previous packaging. The Cosmoderm Tea Tree Oil series a proven natural antibacterial with soothing properties to reduce acne and acne spot. The most important,  price for each of their skincare is affordable for anyon...

Acupuncture Treatment at Tung Shin Hospital

My Plantar Fasciitis getting bad after return down to KL from Genting short weekend getaway recently. I guess my backpack load too heavy and stress up my heel so much. For those who don't know what is Plantar Fasciitis, I will give you some brief about this. Who knows it may hit you too once you aging like me...hehehe. Anyway, its good to know. Plantar Fasciitis is common pain for middle-aged people. WTH! can't believe I aged this quickly. Young people don't so happy! If you on your feet a lot and do lots of sports, this can hit you too.This pain caused by straining the ligament that supports your arch.  I got mine last year after came back from Taiwan trip in April 2016. I got diagnosed with knee problem in June 2016. So literally tackle my pain one by one. I concentrate on my knee healing and ignore the pain on my feet. Recently the pain on bottom of my heel getting unbearable. Every step with lots of pain and really wish can swallow pain killers or I kill people...