Malaysia Beauty Travel and Lifestyle Blog

  If you are self-employed or working without a fixed income (gig economy), then the EPF (Employee Provident Fund)  i-Saraan scheme is what you need for better retirement planning. Who is Eligible to register for EPF i-Saraan)? 1. Malaysian citizen 2. Age below 60 years old 3. Existing EPF member 4. Self-employed  individuals  without a fixed income. (eg. freelancers, small business owners, gig workers) Why the no fixed income earner should apply for EPF i-Saraan? 1. Government incentives  For every EPF contribution you make, the government  willa dd 15%  up to a maximum of RM500 a year. 2.Annual Dividends  Same like regular EPF contributions, i-Saraan savings earn annual dividend, helping to accelerate your retirement fund growth over time. 3. Death Benefits  In the event of  unfortunate event, your nominated beneficiaries will receive a death benefit , 4. Tax Relief  Eligible to claim tax relief for contributions made through i-Sa...

  Now Malaysian Drivers Can Renew Their AXA Car Insurance Online With Fincrew.my   Car Insurance protects you against accidents, theft, third-party liabilities, natural disasters, & other unforeseen circumstances. Renewing your insurance policy immediately after it expires means you and your vehicle will stay protected from the financial losses of these unfortunate events. Renewing your auto insurance policy with the right insurance company that cares about your specific needs is very important to get the best deal well suited for you.   As one of Malaysia's best car insurance companies, AXA Affin General Insurance offers a plethora of auto insurance services specifically tailored to your needs. Their SmartDrive Enhanced product is designed to give you maximum protection in case of unexpected circumstances. In addition, they also provide several add-ons such as windscreen damage, car damage due to a riot or strike, liability towards harm caused to your passengers, Sp...

  When I was young, I rather save cash than purchase a property on my own. I don't want to commit to a huge monthly commitment. To be honest, I felt insecure able to keep my job for the long term.  What if I lost my job? I really don't want to put myself in a debts situation. Another factor to take into consideration is the surrounding environment may change in a long term. So, I don't buy property until my later stage. I make sure to have enough cash to settle off my house loan before committing the loan. Well, this is my way. For those young people out there who are planning to buy a house, take the factors below before making your long term commitment decision. The Pros Of Buying A House Better Privacy and Control Over Your Space You can create your dream living space freely. As long as the local authority permits, you can renovate and decorate your living space to your liking without house owner approval because you are the owner.  Long Term Stability You are unlikely...

  Owning a car comes with its responsibility. And yes, it's a big responsibility; from the payments to the upkeep, it's a lot to take on. You need to contemplate before committing yourself to buy a car is the insurance that comes with it. You might think of auto insurance as a money-wasting hassle. Just another means to sign a check and never reap any benefits, which is untrue.   Car insurance has saved a lot of people from incurring substantial financial losses when accidents occur. Car insurance protects you from bearing the financial liability that results from an accident or other unfortunate incident. Here is why it's essential to have car insurance coverage.   It's Mandatory by the Law Third-party auto insurance is the least type of auto insurance. It provides the minimum amount of protection and is legally required in Malaysia according to the Motor Vehicle Act. This type of insurance policy covers damage or loss to the other party if you are at fault. However, ...

It is time for you to step into adulthood. To start planning for your future and to start a family of your own soon. You start looking at different websites to do your research on buying a house in Malaysia. In addition, there are many schemes available out there for home buyers. You can also use a loan calculator Malaysia to determine if you can afford to buy a house by knowing the estimated mortgage repayments you need to bear after buying yourself a property. Once you bought your house, it is time for you to look into home insurance to protect and safeguard your home against damage. Many people neglect the importance of having home insurance and therefore overlook the need to purchase one home insurance. Getting home insurance not only gives you security but it also ensures that your home will be taken good care for the coming years. That being said, you should look out for the best home insurance that suits your need as there are many different kinds of home insurance ...