I got fed up with my credit card of 10 years with the same bank. It is due to expire on Apr this year. I then decided to sign up from another bank. I downloaded the form and prepare all the necessary supporting documentation. Since the bank is just like walking distance from my office, then I just drop by and pass my application in envelope to the banker there. I was told the lady in charge was on break time. I asked for the in charge person name and inform that lady to pass to her. The same day the lady called and said the form is not the correct one. I told her I downloaded from their website. She told me there is a new form. Fair enough! I asked her to email to me. She said she will right after she put down the phone. Evening back home, check my email there were no form coming through. The next day waited again. Her phone always engaged. No way to connect to her. No way I am going to walk there again just for one bloody form when they don't have a ...
I was so excited to get an opportunity to review the Malaysia famous skincare brand Cosmoderm, this week. So in love with their Vitamin E Bi-Phased Tonning Essence. If you are a big fan of Cosmoderm skincare, you will know that they have few dedicated series for specific skin conditions. One of their famous skincare series is the Tea Tree Oil. Last week, I got my hands on the new improved look CosmodermTea Tree Oil and Vitamin E series. * Tea Tree Oil Facial Cleanser * Tea Tree Oil Refining Oil Control Serum * Vitamin E Facial Cleansing Foam * Vitamin E Bi-Phased Toning Essence Cosmoderm Tea Tree Oil skincare series is suitable for oily and acne-prone skin. To be honest, I in love with their new subtle colour packaging. It looks more classy compare to the previous packaging. The Cosmoderm Tea Tree Oil series a proven natural antibacterial with soothing properties to reduce acne and acne spot. The most important, price for each of their skincare is affordable for anyon...