Am I the only one??? I can feel it.. Money is getting smaller. Right after election... postal rates increased drastically...since I am online business owner...so I am feeling this pinch...with lower margin now....my only hope that the currency is getting better...yeah my hope is hopeless now...getting worst...aish!!! Then I went to shop for my grocerries...ouccchhh... the price of my favourite tuna in can is like RM5.20 when before election it cost me at least RM0.30 - RM0.40 cheaper. mmmmm..co incident or well planned...well...I don't know. I am not the leader of this country. I am just a 'kici meow meow' contributor for this country. In this country the middle income earner like me... ' they' squeeze us to dry. How much will my EPF money worth when I reach 55 years old. Is it enough to cover my cost of leaving before God call me??? My savings...can I still earn 6% interest??? mmmmm...i foresee i will end up paying the bank instead of earning interest...
In general, most people are advised to start using retinol in their mid-20s. Why do we need retinol for our skin? Well, this is because collagen and elastin production starts to slow down. Adding retinol into our skincare routine at age of 25 to 30 is the perfect time to slow down the ageing process. So, what is retinol that people are hyping about? In short, retinol is a topical product containing a vitamin A derivative. Technically speaking a type of retinoid which works to increase collagen production. It helps to treat acne, and blackheads and is also ideal to improve skincare texture such as minimising fine lines, and wrinkles and brightening dull skin. Personally, I am a beginner in adding Retinol into my skincare routine. At the age of 47 years old. I guess, am afraid to start one because I read many side effects if use it wrong. What is the side effect if you use retinol wrong? Retinols can increase your skin's sensitivity to sunlight. So, it is advisable to apply th...